What is Checkbook.io?

What is Checkbook.io?

Checkbook is a payments processor that invented the “Digital Check” to replace Paper Checks and eChecks. 

Checkbook aims to make the payment process completely digital, thereby, hastening the process, making it more economical and obliterating fraud. It adds an element of convenience on the sides of both the sender of funds and the receiver of funds. 

A sender can use our platform to generate the image of a valid check so long as they have the full name and email address of the recipient. The "Digital Payment" that is generated will be emailed to the recipient within seconds. The sender may also use Checkbook’s “Send Many Payments” option when wanting to pay a group of people with just one click. This system allows the sender to upload a CSV file listing all recipients and pay them in one go. 

The recipient enjoys choices in how they would like to deposit the "Digital Payment" they received. These options include Mailed Check, Direct Deposit, Printed Check, Instant Pay, RTP or Virtual Card*. 

*Card is issued by Pathward® N.A., Member FDIC, pursuant to a license from Visa USA Inc. Everywhere Visa debit cards are accepted within the United States. No ATM or cash access. Terms and conditions may apply. Currently available only within the US and Canada.


    • Related Articles

    • Do I need a Checkbook account to receive a Digital Payout?

      Short answer, no. You don’t need a Checkbook account to receive a digital payment. Our system is designed to allow anyone to receive a digital payment (even if you haven't signed up for Checkbook). When a Digital Payment is sent out, our system ...
    • My payout should be in my account, but it’s not, what can I do?

      If you've recently accepted an ACH/Direct Deposit payment and it is more than 3 business days past the date when you should have seen your funds, it may be due to an incorrectly entered bank account either on the sender side or when you accepted ...
    • General Information About Electronic Payouts

      Belleville Market processes payouts on a bi-weekly schedule. Payouts are processed by 5pm on the 3rd day following the published sales period If the 3rd day falls on a holiday, the payout may be processed by 5pm on the following business day Merchant ...
    • How to find my Routing and Account Numbers?

      You can find your accurate routing and account number at the bottom of a check from your paper checkbook. (Note: some checks may have the check number as the first or second set of numbers; however, the routing is always before the account number) ...
    • Payouts with Direct Deposit vs. Digital Checks

      With Checkbook, our current payout processing system, merchants are currently given two options to receive their bi-weekly payouts: direct deposits or a digital check. With that being said, we strongly recommend that merchants use the direct deposit ...